I know internet credit card fraud is a common tale but I thought I'd weigh in anyhow.
In checking my bank account online today, I saw a suspicious charge from www.fedgrantusa.com that had just posted. Granted it was only for $7.95 but it was on a debit card that has not been used since last fall. Being the suspicious person that I am, rather than going to the website which might not be secure, I googled it.
Come to find out that there have been loads of consumer complaints regarding this and affiliated websites. Also found out that most people who were hit with these fraudulent charges had done business with Bike Nashbar (as we have) and that Bike Nashbar has acknowledged a security breach. However, Bike Nashbar has been extremely lax about notifying its customers of this breach.
I called the bank, cancelled the debit card, got the charge reversed and found out about a nice service. Wells Fargo offers a free checking account with a free debit card that you can use for internet purchases. You transfer money into the account when you want to make a purchase and otherwise have the account at $0. This is slightly less convenient as you have to transfer funds before you make a purchase and it's hardly foolproof since a fraudulent charge could hit when you've transferred funds for a legitimate purchase but I'm going to give it a try.
In checking my bank account online today, I saw a suspicious charge from www.fedgrantusa.com that had just posted. Granted it was only for $7.95 but it was on a debit card that has not been used since last fall. Being the suspicious person that I am, rather than going to the website which might not be secure, I googled it.
Come to find out that there have been loads of consumer complaints regarding this and affiliated websites. Also found out that most people who were hit with these fraudulent charges had done business with Bike Nashbar (as we have) and that Bike Nashbar has acknowledged a security breach. However, Bike Nashbar has been extremely lax about notifying its customers of this breach.
I called the bank, cancelled the debit card, got the charge reversed and found out about a nice service. Wells Fargo offers a free checking account with a free debit card that you can use for internet purchases. You transfer money into the account when you want to make a purchase and otherwise have the account at $0. This is slightly less convenient as you have to transfer funds before you make a purchase and it's hardly foolproof since a fraudulent charge could hit when you've transferred funds for a legitimate purchase but I'm going to give it a try.
1 comment:
I'm also a victim of fedgrantsusa.com. Sketchy website available here shows their scam: get people to enter checking account routing numbers. http://mygrantfundingkit.com/050609/index.php
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